Fire Damage
Fire losses can be the most devastating events for families and businesses, often requiring quick decisions from those who are under immense stress and confusion. Unfortunately, our fire claim adjusters frequently encounter mistakes made by individuals when handling restoration companies or signing contracts, which can have long-lasting consequences for their fire insurance claim. To learn more about maximizing your insurance claim after a fire, watch this investigative report.
Our fire adjusters have extensive practical and professional experience in dealing with fire loss claims. We possess the knowledge and expertise to help you navigate the complicated process required by your insurance carrier to ensure that your fire claim is paid in a fair and honest manner.
Approach and Recommendations
If you’re wondering whether you should hire a public adjuster for your fire claim, Consumer Reports recommends involving one early on to avoid mistakes with restoration contractors and insurance companies. Contact us today to see how we can help you get the most out of your fire insurance claim.
Are we required to repair and replace damaged buildings and contents in order to get paid?
In most cases, the insurance company is responsible for compensating you for your loss due to fire damage. However, the amount of compensation may vary depending on the state laws and policy terms. If you have insurance coverage that includes replacement costs, you may receive a higher payout when you make a replacement. It’s important to consider other factors like code and zoning issues that may arise after a fire, which may affect the amount of compensation you receive. At PIVOT Claims, our team of public adjusters is available to provide assistance and guidance in these areas.
What does mitigation mean?
It is your responsibility to take the necessary measures to prevent any further losses from happening. Insurance company adjusters may need to investigate and obtain authorization from their superiors before settling your claim. Meanwhile, you must ensure that you preserve, protect, and prevent any additional damage, even if it requires you to pay for these expenses out of your own pocket.
