PIVOT CLAIMS PUBLIC ADJUSTING

BRINGING INTEGRITY TO INSURANCE

When it comes to insurance claims, experience matters.

Here at Pivot Claims, we understand the difficulties of handling an insurance claim. With extensive experience working for insurance companies, and seeing thousands of claims get denied or underpaid, we understand the barriers that often hinder fair claims settlements. Our mission is to ease the challenges of navigating insurance claims and assist clients in obtaining the compensation they deserve.

About Us

Who we are

At Pivot Claims, our journey began with a shared purpose: bring integrity to insurance. Having worked as adjusters for insurance companies ourselves, we witnessed a widespread lack of financial justice for many insured individuals. This realization ignited a strong desire within us to help people in a meaningful way. Drawing upon our collective experiences and industry insights, we brought together a team of seasoned professionals who possess a deep understanding of the complexities of the insurance landscape.

Our mission

Our mission is to deliver exceptional service and transform the way insurance claims are handled. We strive to ensure transparency, fairness, and prompt resolution for our clients, securing the financial justice they deserve. Together, we aim to create a future where policyholders feel empowered, protected, and valued throughout the entire claims process.

What we do

Insurance claims are oftentimes extremely complex. Our experienced team evaluates your policy, gathers necessary documentation, and prepares a comprehensive claim package. We negotiate with the insurance company on your behalf, ensuring fair settlements. We provide ongoing communication, represent you in appraisal or mediation if needed, and strive to maximize your recovery.

The most common types of property damages in Florida.

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Standing with policyholders in a time of crisis.

“Why is it so challenging to get the support and compensation I deserve with insurance claims?”

Navigating property claims with insurance carriers can be an arduous and frustrating process, often resulting in policyholders not receiving the compensation they rightfully deserve. At Pivot Claims, we recognize the challenges faced by policyholders in dealing with insurance carriers. Our dedicated team understands the complexities involved in the claims process and has the expertise to simplify it for you. Our commitment is to ensure that your claim is presented in the strongest possible manner, backed by solid evidence and compelling arguments.

Claim Types

When your valuable assets, be it your home, business, or personal belongings, suffer damage or loss, property claims become a lifeline. They encompass a wide range of challenging situations arising from fires, burglaries, natural disasters, or accidents. An essential and decisive step in the process is recognizing and acknowledging the damages you have incurred, but navigating these claims requires more than just filing paperwork – it demands a strategic approach to ensure you receive the fair compensation you deserve. With our expertise, we excel in identifying and evaluating a wide range of damages that can occur to properties, ensuring that no aspect of the damage goes unnoticed or undervalued.

Hurricane Damage Claims

Pivot Claims is here to assist policyholders with their hurricane damage claims. We understand the extensive nature of hurricane damage, including the effects of high winds, heavy rain, and flooding. From assessing structural damage to documenting losses of personal property, our experts are well-equipped to navigate the complexities of hurricane-related claims.

Business Interruption Claims – In addition to property damage, we also specialize in handling business interruption claims. If your business has been interrupted due to hurricane damage or a covered peril, our public adjusters can help you with claims for lost income, extra expenses, and other related costs. We understand the financial impact and challenges that arise from business interruption, and our goal is to ensure that you receive the compensation you deserve to recover and resume operations.

Fire Damage Claims

Fire-related claims often result in damages such as smoke and soot damage, structural issues, and the replacement of personal property. We provide thorough documentation of the damages and collaborate with experts to provide accurate assessments and estimates. Our goal is to ensure policyholders receive the maximum compensation they deserve for their fire losses.

Roof Damage Claims

Pivot Claims specializes in various types of roof damage claims caused by hail, high winds, storms, leaks, and other covered perils. Our experienced public adjusters are well-versed in assessing and handling roof damage, including issues like hail impact, wind uplift, water leaks, fallen debris, and structural damage. We understand the unique characteristics of different roofing materials, such as shingles, tiles, metal, and flat roofs. Our meticulous documentation and collaboration with roofing experts enable us to provide accurate estimates for repairs or replacement.

Hail Claim

Severe weather events, such as hailstorms, can result in significant damage to both residential and commercial properties. Hail can cause harm not only to roofs but also to windows, doors, siding, and HVAC units. It is important not to overlook the impact of hail damage, as failing to address it promptly can lead to more severe issues like interior water leaks and the potential growth of mold.

When dealing with hail damage claims, establishing the accurate date of occurrence or loss is crucial, as it can greatly impact the success of your claim. Therefore, it is essential to gather and provide this information when filing your claim with your insurance provider. We can help verify the weather conditions at the time of the hailstorm, document any collateral damage caused, and provide an accurate estimate of the repair costs involved.

Vandalism Claims

If you have been the victim of theft, a public adjuster can help you with your claim and ensure that you receive fair compensation for your losses.

Public adjusters can assist policyholders with a wide range of insurance claim types, ensuring that they receive the compensation they are entitled to under their insurance policies.

Most insurance policies contain an appraisal clause that policyholders may not be aware of. This clause allows you to dispute the insurance company’s final figures by requesting an appraisal, which is similar to mediation or arbitration.

Opting for an appraisal offers several advantages, including:

Lower costs compared to litigation
A quicker process than going to court
Removal of the insurance adjuster from the process, providing an unbiased third-party
You have the option to select an appraiser to represent you

We have helped numerous individuals with insurance appraisals and have successfully recovered significant amounts of money. Since each claim presents unique challenges, it’s crucial to exercise your policy rights and demand appraisal instead of accepting what the insurance company offers you.

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